Built for couples & roommates
TwoFold keeps every shared expense, receipt, and IOU in one place — so your household always knows where things stand.
Every expense, logged by every member, at a glance — or drill into the receipt behind any charge.
Take a photo of a receipt and TwoFold reads it, categorizes it, and splits it automatically — no manual entry.
Send a receipt from the TwoFold app, or straight from ChatGPT, Gemini, or Claude — whatever's already open.
At the end of the month, TwoFold nets everything out and tells each person exactly who to pay, and how much.
Adding an expense, start to finish — a photo in, a split out.
The details that make splitting a household's expenses actually painless.
Every transaction the household logs lives in one place — filterable by category, vendor, who logged it, and date range.
Photograph a receipt and TwoFold's AI extracts the vendor, amount, and category automatically, dropping it into a review queue before it's confirmed.
Split every category evenly across the household by default, or set custom per-person shares for categories where that makes more sense.
Override a category's default split on any single transaction, or uncheck whoever wasn't part of a particular purchase.
TwoFold nets every member's balance and calculates the minimum number of payments needed to settle up — instead of everyone paying everyone.
Settlement amounts come with a pre-filled Venmo link — amount and memo included — so paying up is one tap.
Get notified the moment a housemate logs a new expense, so nothing is a surprise at settlement time.
Once a month settles, its transactions lock — historical spending can't be quietly edited or deleted later.
Google, a passkey, or a one-time email code. No new password to remember.
Invite members by email, manage who's active, and control categories and splits from a dedicated admin view.
A fast, installable web app today — with a native iOS app on the way.